How to take personal loan from Axis Bank? Axis Bank personal loan.

How to take personal loan from Axis Bank? Axis Bank personal loan.

Axis Bank personal loan;- Do you want to take personal loan from Axis Bank? Then definitely read this article. Complete information is given in this article. How to easily apply for personal loan from Axis Bank. Axis Bank se personal loan kaise le

Are you struggling with money crunch in this? Or do you have a money emergency right now? So no need to worry. Because you can easily apply for a maximum loan of up to 15 lakhs for personal work from Axis Bank. In which you can choose EMI payment as per your convenience.

Apart from this, if it is a private bank, then the chances of loan approval are high.
But keep in mind one thing that the chances of loan approval will be there only if you fit the criteria issued by the bank. So let’s get more detail

Where can Axis Bank Personal Loan be used?

  • To buy small plots
  • if you are in dire need of money
  • for a medical emergency
  • to pay school fees or tuition fees
  • for higher education
  • To spend on children’s wedding
  • somewhere to go for a tour or visit
  • Can be used for traveling abroad |
  • for home renovation work
  • To buy a small property
  • Overall, it can be used for whatever personal needs you have.

What is Axis bank personal loan?

Let us tell you that Axis Bank provides personal loan from 50000 to maximum 15 lakhs with less documentation. In which concession is also available in time for loan repayment. Loan approval is done quickly. And yes if your personal loan is in high interest if any bank. So you can transfer in Axis Bank with low interest rate.

Features of Axis bank personal loan-:

  • balance transfer facilities
  • who needs documents
  • quick loan approval

Eligibility for Axis bank personal loan-:

  • You must be an Indian citizen
  • Your minimum age should be 21 years
  • You can be an employee or a self-employed person working in this MNC company.
  • You must have a source of income.
  • Even if you do not have a source of income, you have property, etc., you will get a loan.

What will be the interest rate on Axis bank personal loan

The deciding factor in taking a loan is the interest rate. Accordingly, the decision of the loan is made whether it is worth taking or not. So if taking a personal loan from Axis Bank, the interest rate starts from a minimum of 10.25% per annum, and goes up to a maximum interest rate of 21%.

How much will be the Axis bank personal loan amount

If you want to take personal loan amount from Axis Bank, then this bank offers personal loan from 50000 to maximum 15 lakh. (Axis Bank personal loan in Hindi)

However one thing is common. That when people want to take a personal loan, their work is usually done within 1 lakh. Axis Bank personal loan in Hindi

Axis bank personal loan repayment tenure

Now let’s talk about the repayment period, then on taking personal loan from Axis Bank, the repayment period will be from 12 months to 60 months. That is, for a maximum of 5 years.

CIBIL Score for Axis bank personal loan

Civil Iso if yours is in between 300 to 900 then you will have chances of approval of loan. But if you have a civil score above 700, then your loan approval chances will be high.

Documents for Axis bank personal loan-:

Keep the mentioned documents beforehand so that there is no problem in taking the loan.

  • Two passport size photographs
  • For identity card – Aadhar card / voter ID card / driving license / passport
  • For Income Proof – Bank statement details of last six months
  • Your salary slip for the last 3 months will be displayed
  • For Residence Proof – Electricity Bill Receipt / Water Receipt / Ration Card
  • Apart from this, you should have a certificate of self-employment of the last 1 year.
  • Apart from this, the documents which will be demanded by the bank will have to be submitted.

Processing charges on Axis bank personal loan-:

If you take a personal loan from Axis Bank, then the processing charge is basic 1500+gst, apart from this there are other charges, which you will get information from the bank itself.

Online Application-:

  • First of all you go to Axis Bank official website
  • official websites click here
  • Click on loan apply section
  • Re-enter your required details and submit
  • Then you are contacted by the bank officer
  • Information is given to you by the officer and your documents are verified
  • If found eligible, your loan is approved within no time and the loan amount is credited to your bank account.

Apply offline-:

  • Take all your documents and visit the nearest branch of Axis Bank
  • Talk to a bank official about a personal loan
  • After this they will verify your document and check if found correct.
  • Will approve your loan in no time
  • The loan amount will be credited to you as distress or to your bank account

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